CASH CROPCFO Free Split Check
Book a Free Schedule III Split Check

100% virtual · Licensed operators nationwide

Services

The whole stack, from seed to return.

Bookkeeping, 280E and COGS, Schedule III allocation, tax, payroll, cash controls and fractional CFO, built for cannabis and run by one team.

01 / 09

Bookkeeping & monthly close

Books you can actually trust, closed on a schedule. Every month we categorize, reconcile and close your books in QuickBooks Online, tied out to your bank accounts, your vault and your seed-to-sale data. You get a P&L and balance sheet you can make decisions with, not a pile of uncategorized transactions.

What's included

  • Bank, card, loan and cash/vault reconciliations
  • Seed-to-sale and POS tie-outs (Metrc, BioTrack and similar exports)
  • Chart of accounts built for cannabis cost tracking
  • Monthly P&L, balance sheet and close notes
  • Accounts payable and vendor clean-up
Available in: SeedlingGrowTop Shelf
02 / 09

280E & COGS / inventory costing

Under 280E, COGS is the deduction. Get it right. For adult-use activity, Section 280E still blocks most ordinary deductions, but cost of goods sold isn't a deduction under 280E. That makes inventory costing under IRC 471 (and 263A where it applies) the main lever. We build a costing method that matches how you actually grow, make and sell, and document it so it can hold up.

What's included

  • Inventory costing method under IRC 471 and 263A (as applicable)
  • Cost pools for cultivation, processing and packaging
  • Direct vs indirect cost capture and documentation
  • Inventory roll-forward tied to physical counts and seed-to-sale
  • Year-end COGS support for your return
Available in: GrowTop ShelfOne-time review
03 / 09

Schedule III allocation

Medical and adult-use under one roof? You need a split. With state-licensed medical cannabis on Schedule III and adult-use still on Schedule I, dual-license operators may need to separate medical and adult-use activity and allocate shared costs between them. We design a reasonable, consistent allocation method (square footage, plant counts, sales mix, labor hours and more), apply it monthly and keep the paper trail.

What's included

  • License-by-license activity mapping
  • Allocation keys for shared rent, labor, utilities and overhead
  • Monthly allocation built into the close, not bolted on at year-end
  • Written methodology memo for your files
  • Recordkeeping support for Schedule III requirements
Available in: GrowTop ShelfOne-time review
04 / 09

Tax & compliance

Fewer surprises. More planning. We prepare your annual business return and keep your sales and cannabis excise filings on schedule. More importantly, we plan through the year, so decisions about entity structure, timing and Schedule III changes happen before the deadline, not after it.

What's included

  • Annual federal and state business tax returns (Grow and up)
  • Sales and cannabis excise tax filings
  • Quarterly estimates and year-round planning
  • Entity and structure review
  • Help responding to tax notices
Available in: Seedling (filings)GrowTop Shelf
05 / 09

Payroll

Your team gets paid. Your filings get filed. Full-service payroll for budtenders, growers and everyone in between, with labor coded to the right cost pools so it flows into COGS and your allocation correctly.

What's included

  • Payroll processing and payroll tax filings
  • Labor coding by department, license and cost pool
  • Year-end W-2s and 1099s
  • New-hire and onboarding setup
Available in: GrowTop Shelf
06 / 09

Cash controls

Cash-heavy shouldn't mean chaos. Cash is where cannabis businesses bleed. We set up practical controls so every dollar has a trail, from the register to the vault to the bank, and the books match what's actually in the safe.

What's included

  • Count, drop and dual-control procedures
  • Safe/vault logs and deposit reconciliation
  • Armored car and banking fee tracking
  • Variance reporting and red-flag reviews
Available in: GrowTop Shelf
07 / 09

Fractional CFO

CFO-level thinking without the CFO salary. For operators running multiple licenses, entities or states. We build the forward-looking numbers: cash flow, budgets, KPIs and reporting that lenders, investors and boards expect, and we sit at the table when the big decisions get made.

What's included

  • 13-week rolling cash flow
  • Annual budget and rolling forecasts
  • Entity and intercompany structure
  • Lender, investor and banking reporting packages
  • KPI dashboard and board-ready financials
Available in: Top Shelf
08 / 09

License-ready financials

Applying, renewing or raising? Show up with real numbers. Projections, startup budgets and the financial documents you need for license applications, lenders and investors, built by people who know what reviewers look for in a cannabis business.

What's included

  • Three- to five-year financial projections
  • Startup and build-out budget
  • Sources and uses, break-even and staffing plan
  • Formatted for applications, lenders and investors
Available in: One-time · $6,000
09 / 09

Books cleanup & catch-up

Behind? Messy? We've seen worse. Months (or years) behind, a previous bookkeeper who didn't get cannabis, or records that don't match Metrc. We rebuild the books, fix the history and get you to a clean starting line so monthly service can take over.

What's included

  • Catch-up bookkeeping for prior months or years
  • Reconstruction of cash and inventory records
  • Reclassification for COGS and allocation
  • Clean opening balances for your monthly close
Available in: One-time · from $10,000

Not sure what you need?

Start with the free Split Check. We'll look at how you're licensed and where your books stand, and recommend the smallest plan that solves the problem.

Book a Free Schedule III Split Check See pricing