CASH CROPCFO Free Split Check
Book a Free Schedule III Split Check

100% virtual · Licensed operators nationwide

Cannabis accounting · Tax · CFO

Seed to profit.

You grew a great crop. Now let's make sure the IRS doesn't harvest it. Cash Crop CFO is a cannabis-only accounting, tax and fractional CFO firm for licensed operators who want clean books, airtight COGS and a Schedule III plan that actually fits their license.

Book a Free Schedule III Split Check Explore services
  • Cannabis-only focus
  • 100% virtual, nationwide
  • Flat monthly retainers
Shared-cost split
Dual-license operator
Illustrative
Rent & utilitiesby sq ft
Grow laborby plant count
Retail payrollby sales mix
Admin & overheadby revenue
MedicalSchedule III · 280E generally no longer applies
Adult-useStill Schedule I · 280E still applies

Example only. Your allocation method depends on your facts.

Schedule III update

Medical moved to Schedule III in April 2026. Adult-use didn't. If you hold both licenses, how you split shared costs may now be one of the biggest numbers on your return.

What changed
Who we serve

Built for operators. Only operators.

We speak seed-to-sale, not generic small business. If you hold a cannabis license, are applying for one or serve those who do, you're in the right place.

Cultivators

Indoor, greenhouse and outdoor. Grow-room cost pools, harvest batches and inventory that ties to Metrc.

Manufacturers

Extraction, infusion and packaging. Production costing, yield tracking and COGS that holds up.

Dispensaries

Retail and delivery. Cash controls, POS reconciliations, sales and cannabis excise tax filings.

Vertical & MSOs

Multiple licenses, entities or states. Intercompany, consolidations and medical vs adult-use splits.

Ancillary

Brands, management companies, landlords and service providers that work alongside plant-touching operators.

Sound familiar?

Your crop makes cash. We make sure you keep it.

Cannabis is the only industry where getting the accounting wrong can double your tax bill. Most of the damage comes from a handful of very fixable problems.

Get a second set of eyes
  • Taxed on gross profit. 280E blocks most normal business deductions, so effective federal rates can run far above an ordinary business.
  • Cash everywhere. Counting, deposits, theft risk, banking fees and reconciliations that never quite tie out.
  • Accountants who won't touch it. Or will, but don't understand inventory costing and leave money on the table.
  • Metrc says one thing, the books say another. And nobody knows which one is right.
  • Audit anxiety. IRS and state. You want records that can stand up, not a shoebox and a prayer.
  • Schedule III confusion. Am I medical? Adult-use? Both? What actually changes this year?
Services

Everything between the harvest and the tax return.

One team for the books, the tax work and the CFO-level thinking, so nothing falls in the gaps between three different vendors.

How it works

Three steps. Zero guesswork.

  1. 01

    Free Split Check

    A 20-minute call and a quick look at how you're licensed and how costs are allocated today.

    Free · 20 min
  2. 02

    Get clean & set up

    We clean up or catch up the books, set your COGS method and allocation approach, and connect your systems.

    Usually first 30–60 days
  3. 03

    Run monthly & plan

    Monthly close, reporting and a review call. You get numbers you can make decisions with, all year.

    Ongoing retainer
Pricing

Flat monthly retainers. No surprise invoices.

Pick the stage you're at today and move up as you grow.

Seedling

Pre-revenue, newly licensed and ancillary businesses.

$3,000/mo
Most popular

Grow

Single-license operators who need COGS, 280E and payroll handled.

$7,000/mo

Top Shelf

Vertical, dual-license and multi-state operators who need a CFO.

from $13,000/mo
Compare plans One-time reviews & cleanups
FAQ

Straight answers.

Are you a CPA firm?

No. Cash Crop CFO is an accounting, tax and fractional CFO firm. We don't hold ourselves out as a CPA firm. If your situation calls for an attested audit or a specific credential (for example, a state license application that requires CPA-audited statements), we'll tell you up front and can coordinate with the right firm.

Does Schedule III mean 280E is over for me?

Only partly, and it depends on your license. As of mid-October 2026, state-licensed medical cannabis has moved to Schedule III, so 280E generally no longer applies to that activity. Adult-use cannabis is still Schedule I and still subject to 280E. If you hold both, how you split shared costs matters a lot. Read the plain-English guide.

Do you work with operators in my state?

We're 100% virtual and work with licensed operators and ancillary businesses nationwide. State rules (cannabis excise taxes, local taxes, licensing reports) vary, so we'll confirm fit for your state on the first call.

Do you ever handle cannabis?

Never. We provide accounting, tax and advisory services only. We don't touch, grow, sell or transport cannabis.

What software do you work in?

QuickBooks Online for the books, plus exports from your seed-to-sale system (Metrc, BioTrack and similar) and your POS. If you're on something else, tell us and we'll talk it through.

What happens on the free Split Check?

A 20-minute call. We ask how you're licensed, how your costs are allocated today and where your books live, then take a quick look and tell you what we'd prioritize. No cost, no obligation, and no promises about tax outcomes until we've actually done the work.

Grow the plant. We'll grow the margin.

Twenty minutes, no cost, no pressure. Tell us how you're licensed and how your costs are allocated today, and we'll tell you what we'd look at first.

Book a Free Schedule III Split Check See pricing